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SHARMA TRADERELECTRONICS | APPLIANCES | SOLAR

EMI Options

Draft under review. This page is a draft that the shop is still checking. The final text will replace it. Parts marked “To be confirmed” are not decided yet. For anything urgent, contact us on +91 89687 95698.

Do you offer EMI?

Sharma Trader does not offer its own EMI or "buy now, pay later" plan. We do not lend money and we do not arrange loans.

Can I still pay in instalments?

Possibly, through your own bank. When you pay on our website, the payment window is run by Razorpay, our payment partner. If your bank offers EMI on your credit card (or, for some banks, debit card), and if it is switched on for our account, you may see an EMI option there. To be confirmed: whether card EMI is enabled in the Razorpay account; if not, replace this paragraph with "EMI is not available at the moment".

If you choose it:

  • the EMI is an agreement between you and your bank, not with us;
  • your bank decides whether you qualify, the interest rate, any processing fee, and the number of months;
  • we receive the full price from Razorpay as usual; we do not add any charge for EMI. To be confirmed
  • please read your bank's terms before you confirm.

What we do not promise

  • We do not promise that EMI will be available for every card, bank or amount.
  • We do not offer "no cost EMI" unless a specific offer is shown on the product page with its terms. Right now there is none.
  • Any offer label on a product (for example "x% off on EMI") applies only as described in that label and only if the bank's offer is live at payment.

Cancellations and returns on EMI

If your order is cancelled or returned, we refund the amount to your card. How the bank adjusts the EMI, interest and any fee is decided by your bank; please check with them.

Questions

Call or WhatsApp +91 89687 95698 or email help@sharmatrademart.com.